New Server Buy to Let Mortgages | Brilliant Landlords For Self Managed Landlords

Buy to Let Mortgages

Buy to Let Mortgages & Structured Finance

Landlord Mortgages, or Buy To Let Mortgages, are the life blood of the landlord. They affect your ability to take money out of your investment as well as its profitability.

Times have changed since the original buy to let rush and it is now much tougher to find appropriate funding for Buy To Let Investments. Nonetheless there are now some exciting products at great rates thanks to the launch of some exclusive and intermediary only lenders.

Striking the right balance with a Buy to Let Mortgage is difficult. The higher the Loan to Value, the higher the risk and the higher the interest rate but more of your cash you can invested elsewhere.  The lower the interest rate, the higher the lender fees – so which product is really the best option for you?, there’s always a trade-off.

Brilliant Landlords has teamed up with specialist mortgage provider, 3mc offering value for money when it comes to Buy-To-Let Mortgages. Our mortgage service offers a wide range of mortgages including exclusive mortgage deals not available on the open market. In addition you can now source your own deals and get a wider choice via the new sourcing facility.

We have access to a vast portfolio of Buy to Let mortgage products, many of which are not available in the general marketplace, commercial mortgages and development finance.

It is rarely as simple as it seems and without using a mortgage adviser you are unable to fully assess your options. There is now a wide range of broker only products that are in the market thanks to new entrants in the Buy to Let Mortgage Sector and these are where we mainly specialise.

There is a fine line between information and advice so for further information we will happily put you in touch with our broker team.  Brilliant Landlords has teamed up with 3mc, offering value for money when it comes to Buy-To-Let Mortgages. Our mortgage service offers a wide range of mortgages including exclusive mortgage deals not available on the open market. In addition you can source your own deals and get a wider choice our the new sourcing facility.

Our mortgage brokers have access to a vast portfolio of lenders with products for BTL mortgages, HMO’s, multi units on 1 title, Limited Companies, Semi Commercial and Commercial Investment properties.

Whilst Buy To Let Mortgages are not (typically) regulated by the FCA, most if not all lenders consider them to be under the same regulatory regime so it is important that you deal with a fully qualified FCA authorised adviser. No mainstream lender will accept a Buy to Let mortgage application submitted through any other channel and with good reason.

Our On-Line Landlord Buy to Let mortgage service offers a wide range of Buy to Let mortgages.

Buy To Let Funding:

  • Funding secured against property investment, commercial, land acquisitions and  property developments

  • Income sources including employed, self-employed, Limited Companies, Sole Traders, and Partnerships

  • Up to 100% funding with additional security

  • Multiple repayment options – including roll up payments, deferred payments, payments deducted and stage payments.

Bridging Finance Options:

  • Terms up to 24 months.

  • Funding secured against property investment, commercial, land acquisitions and  property developments

  • Income sources including employed, self-employed, Limited Companies, Sole Traders, and Partnerships

  • Up to 80% loan to value (LTV)

  • Up to 100% funding with additional security

  • Multiple repayment options – including roll up payments, deferred payments, payments deducted and stage payments.

In property, time is money, so we pull out all the stops….

The very nature of bridging finance means there’s no time for hanging around. We go the extra mile to make it happen, helping  to maximise a business opportunity or secure a transaction in tight timescales. Our no-nonsense approach means less time negotiating and more time understanding specific circumstances – and how we can help. In fact, we often make ‘in principle’ decisions  fast, the result? You get the finance you need – funding is typically available within 5 days (our record is 7 hours).

Bridging the gap in short term finance…..

To make our bridging finance available to as many people as possible, we’ll consider lending against  many types of land and property on a  first or second  charge. Because we consider  most types of income including employed, self-employed and retired, we’re in a better place to lend a hand. We can consider applications from individuals, companies, trusts and pension schemes.

Commercial Finance….

Because we work closely with, and understand small to medium businesses and property investors, we can deliver exactly the right commercial property loan for you.

All of our cases are managed by a real person, with every customer treated as an individual. Friendly advice on how to apply for a commercial finance.

We also understand that our Landlords to not like being sold additional products. That’s why we’ll just provide the Commercial funding you came to us for, without a bundle of insurance products on top.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.   THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

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Please note that any contract for the supply of goods/services will be made between you and the provider of the goods/services; not with Brilliant Landlords (e-landlords) or any of its associated companies. Brilliant Landlords has no liability in relation to any contract entered into by you as Brilliant Landlords only acts as in introducer.

Brilliant Landlords Mortgages is operated exclusively for Brilliant Landlords by 3mc, which is authorised and regulated by the Financial Conduct Authority. FCA No. 302992. ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Although the FCA regulate the way the majority of mortgages are sold, in most cases they do not regulate buy to let mortgages. This means you may have less protection if things go wrong with a buy-to-let mortgage. All calls are recorded for training and monitoring purposes.